Despite there being a lot of media attention lately about the increasing cost of health insurance premiums. it’s easy to overlook the significant savings and benefits a well-chosen plan can offer.
The right plan can actually help you save money on your day-to-day health needs and more.
Let’s explore how the latest health insurance plans, particularly those from Irish Life Health, can provide substantial financial relief and convenience.
Online Doctor Consultations
One of the standout features of contemporary health insurance plans is access to online doctor consultations.
Traditional GP visits can be both time-consuming and costly.
For a typical face-to-face GP consultation, you might spend around €60.
If multiple family members fall ill at the same time, these costs can quickly add up.
With Irish Life Health, members enjoy unlimited consultations with fully qualified GPs.
These consultations can be conducted via phone or video call, available from 8 am to 10 pm, seven days a week.*
The flexibility of 24/7 phone consultations means you can arrange appointments at times that suit your schedule.
After a consultation, the GP can even send a prescription directly to your local pharmacy if needed.
This digital convenience not only saves you time but also helps avoid accumulating medical bills.
24/7 Nurse On Call
Health insurance plans also offer the benefit of 24/7 access to qualified nurses.
This service is particularly useful for managing symptoms and receiving advice outside of normal office hours.
If you have a question that is a non-emergency, a nurse’s guidance can often resolve the problem without the need for a doctor’s visit.
This feature is invaluable when finding a doctor is difficult, such as on weekends, public holidays, or late at night.
Mental Health Support
The importance of mental health cannot be overstated, and having support readily available can make a significant difference.
Some plans offer 24/7 access to professional counsellors who can provide practical advice and emotional support.
This can include face-to-face counselling if necessary, and access to mental health apps that help you manage your wellbeing proactively.
Having this kind of support helps you stay prepared and can potentially prevent more serious issues from arising.
Female Health Consultation
For those who need specialised care for female health matters, some Irish Life Health plans offer female health consultations.
This benefit helps offset the cost of seeing specialists for issues related to menstrual health, contraception, menopause symptoms, and initial fertility guidance.
With Irish Life Health covering half the cost of the consultation, you can make significant savings on essential health services.
Back-Up Program for Back Pain
If you suffer from back pain, the Back-Up program from Irish Life Health is an excellent resource.
This program provides access to chartered physiotherapists who assess your condition and develop a tailored treatment plan.
Your plan might include app-based exercises, face-to-face or virtual physiotherapy, and even home working assessments if needed.
The cost for this comprehensive treatment is a once-off fee of €50 per program, with a maximum of two programs per policy year.
This program is designed to help manage and prevent chronic back pain efficiently and affordably.
Sleep Apnoea Screening Program
Sleep apnoea, characterised by symptoms such as loud snoring, excessive daytime sleepiness, and frequent waking during the night, can significantly impact your health and quality of life.
Irish Life Health offers a Sleep Apnoea Screening Program at no cost on certain hospital plans.
If you suspect you suffer from sleep apnoea, this program can be an invaluable resource in getting the diagnosis and treatment you need.
Cash Back on Healthy Activities
Some plans, such as the Irish Life Health BeneFit plan, provide cash back on healthy activities and expenses.
This can include gym memberships, dietician consultations, and fitness wearables.
By receiving cash back, you can reduce the overall cost of maintaining an active and healthy lifestyle, making it easier to integrate these beneficial activities into your routine.
These examples illustrate just a few of the ways that modern health insurance plans can lead to significant savings and improved convenience.
From online consultations and 24/7 nurse access to specialised programs and cash back benefits, the right health insurance plan can be a powerful tool in managing both everyday health costs and long-term wellness.
If you’re unsure which plan best meets your needs, consider reaching out to our team at Hennelly Finance on (091) 670 123.
We can review the market and tailor a health insurance solution that not only protects you when you need it most but also helps you save money and stay healthy every day.